Is Scratchy App Legit
simplest patient
financing solution
Finding your plan won’t affect your credit score.
Apply for Take 5 and other plans today!
Although Happy Scratch makes it hard for people to cash out, I can’t call it a scam without solid proof. As I mentioned, Happy Scratch is an app where you accumulate digital currencies in the form of cash and coins. However, those are digital rewards that don’t have real value and are not yours until the company puts real cash in your pocket. This app is intended for entertainment purposes only, no real money is rewarded. Version History. Version 3.8.4 - Now optimized for iOS 14! - Minor bug fixes and UI tweaks. Ratings and Reviews See All. App store milkshake flying dounut Add Projects If You're A Fun Person! Post projects NOW Legendary Studio Untitled Studio 만들기 random stuff Super funny warrior cats riddle school studio Projects Made Before 2019 Untitled Studio Untitled Studio Untitled Studio baby Studio.
Now offering Take 5!
Take 5 lets you break up your bill into 5 easy payments. Your first payment will be today, and the other 4 payments will be due every 2 weeks after that.
- No interest.
- No hard credit check.
- No worries, period.
Why Scratchpay
Scratchpay provides you with simple, friendly payment plans.
Low Risk
Scratchpay isn't a credit card. Checking & accepting your plan option will NOT affect your credit score.
Highest Approvals
We approve more patients with affordable rates.
Friendly
No hidden fees. No prepayment penalty. No deferred interest. No surprises.
Is Daily Scratch Legit
How it works
- Apply for a payment plan from your phone or desktop
- Check your rate and pick your payment plan
- Get the care you need
Get the care you need
Find a payment plan that fits your budget
| Take 5 | Take a Year | Take 2 Years | |
|---|---|---|---|
| Number of payments | 5* | 12** | 24** |
| Frequency | Bi-weekly | Monthly | Monthly |
| APR*** | 0% | Varies by applicant | Varies by applicant |
* First 20% down payment is due immediately. The remaining 4 payments of 20% each will be due every two weeks thereafter.
** Your monthly payment amounts on your loan will depend on your term length, the amount financed and APR. For example, a 12 month $10,000 loan with 5.99% APR would have 12 monthly payments of $860.62 for a total payment of $10,327.42. A 24 month $10,000 loan with 13.99% APR would have 24 monthly payments of $480.08 for a total payment of $11,521.96. The foregoing expected interest and repayment amounts assume you will make all payments in full on the scheduled due dates. Late payments or payments of less than the full amount due may result in higher interest charges and repayment amounts.
*** All payment plans and loans are subject to approval and, with respect to the loan, the rate for which individual borrowers qualify may vary based on individual credit history and other factors.
Don’t just take it from us
See what patients are saying.
